A seasoned team of bank robbers, including Gordon Jennings (Idris Elba), John Rahway (Paul Walker), A.J. (Hayden Christensen), and brothers Jake (Michael Ealy) and Jesse Attica (Chris Brown) successfully complete their latest heist and lead a life of luxury while planning their next job. When Ghost (Tip T.I. Harris), a former member of their team, is released from prison he convinces the group to strike an armored car carrying $20 million. As the "takers" carefully plot out their strategy and draw nearer to exacting the grand heist, a reckless police officer (Matt Dillon) inches closer to apprehending the criminals.

The gambler and former police officer Milo Boyd owes money to dangerous takers and works as bounty hunter. His ex-wife Nicole Hurley is a reporter snooping the mysterious death of a man that was reported by the police as suicide. Meanwhile Nicole is accused of running over and assaulting a police officer and is summoned to a hearing in the court. However, she has a lead for her case and she misses the audience with the judge. Milo is assigned to track down and arrest Nicole; in return, he would receive an award of US 5,000.00. While hunting Kate, Roy stays close to his ex-wife and they both revive the good moments they had in their marriage and Milo. But Nicole is pursued by the criminal that she is investigating.